North Brooksville, FL
North Brooksville wildfire risk explained
USFS's Wildfire Risk to Communities model puts North Brooksville at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,799 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Brooksville at the 87th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in North Brooksville: 78.8% of its 1,799 buildings, versus 21.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How North Brooksville compares
North Brooksville scores 88th nationally and 75th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, North Brooksville ranks 3,746 for wildfire risk (1 is highest) and 8,061 by building count (1 is largest). Within Florida alone, it ranks 236 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
North Brooksville and the insurance market
North Brooksville's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 78.8% of North Brooksville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,799 counted buildings into the percentiles shown above for North Brooksville. For more on what direct exposure implies beyond North Brooksville, see the exposure-zones guide.