North Bend, WA
How exposed is North Bend to wildfire?
North Bend sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,852 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, North Bend's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where North Bend's buildings actually sit
Most of North Bend's buildings (80.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
North Bend against the rest of the country
There's little gap between North Bend's 58th national percentile and its 66th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, North Bend ranks 13,348 for wildfire risk (1 is highest) and 5,661 by building count (1 is largest). Within Washington alone, it ranks 215 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in North Bend
North Bend's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
North Bend's 80.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
North Bend's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond North Bend, see the exposure-zones guide.