North Bend, OR
North Bend wildfire risk explained
USFS's Wildfire Risk to Communities model puts North Bend at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 4,423 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, North Bend's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where North Bend's buildings actually sit
Only 1.5% of North Bend's 4,423 buildings carry Direct exposure and 14.7% carry Indirect; the remaining 83.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where North Bend ranks
North Bend scores 21st nationally and 15th within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, North Bend ranks 24,906 for wildfire risk (1 is highest) and 3,861 by building count (1 is largest). Within Oregon alone, it ranks 358 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
North Bend sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 21st national percentile. More on the disclosure law.
Hardening a home in North Bend
North Bend's 83.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where North Bend's figures come from
Every one of the two percentiles behind North Bend's 24,906-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what North Bend's dominant minimal exposure actually means, with real examples from across the dataset.