North Bend, NE
How exposed is North Bend to wildfire?
North Bend sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 844 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks North Bend at the 62nd national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
North Bend's building exposure, zone by zone
Most of North Bend's buildings (93.6% of 844) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
North Bend against the rest of the country
North Bend scores 71st nationally and 70th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, North Bend ranks 9,303 for wildfire risk (1 is highest) and 13,212 by building count (1 is largest). Within Nebraska alone, it ranks 176 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in North Bend
North Bend's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
North Bend's 93.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
North Bend's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond North Bend, see the exposure-zones guide.