North Alamo, TX
How exposed is North Alamo to wildfire?
USFS's Wildfire Risk to Communities model puts North Alamo at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,352 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts North Alamo at the 65th percentile, close to its 63rd-percentile risk score.
What "at risk" means for the buildings here
Most of North Alamo's buildings (83.6% of 1,352) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where North Alamo ranks
Inside Texas, North Alamo sits at just the 18th percentile even though it scores 63rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, North Alamo ranks 11,675 for wildfire risk (1 is highest) and 9,823 by building count (1 is largest). Within Texas alone, it ranks 1,465 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
North Alamo and the insurance market
North Alamo's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 83.6% of buildings rated Minimal exposure, North Alamo gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where North Alamo's figures come from
Every one of the two percentiles behind North Alamo's 11,675-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what North Alamo's dominant minimal exposure actually means, with real examples from across the dataset.