Norris, TN
Norris, TN's wildfire risk, in USFS's own numbers
USFS scores Norris at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 906 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Norris's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Norris's buildings actually sit
USFS classifies 88.3% of Norris's buildings as Direct exposure, higher than its 11.7% Indirect share and far above its 0% Minimal share — a profile where 800 structures sit close enough to vegetation that lot clearing matters most.
How Norris compares
Norris's risk sits at a similar level relative to Tennessee (92nd percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Norris ranks 5,269 for wildfire risk (1 is highest) and 12,674 by building count (1 is largest). Within Tennessee alone, it ranks 38 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Norris
Norris's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Norris
Because Direct exposure dominates in Norris (88.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Norris's figures come from
Norris's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Norris's dominant direct exposure actually means, with real examples from across the dataset.