Norman, NE
Norman wildfire risk explained
Out of every US place USFS scores, Norman lands at the 20th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 66 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Norman at the 16th percentile, close to its 20th-percentile risk score.
Where Norman's buildings actually sit
Most of Norman's buildings (74.2% of 66) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Norman ranks
Norman's risk sits at a similar level relative to Nebraska (10th percentile statewide) as it does nationally (20th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Norman ranks 25,223 for wildfire risk (1 is highest) and 30,437 by building count (1 is largest). Within Nebraska alone, it ranks 527 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Norman and the insurance market
At the 20th national percentile, Norman rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Norman's 74.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Norman's 25,223-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Norman, see the exposure-zones guide.