Nord, CA
How exposed is Nord to wildfire?
Nord's 207 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nord at the 88th percentile, close to its 87th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Nord: 52.2% of its 207 buildings, versus 47.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Nord ranks
Nord's 87th national percentile looks worse in isolation than its 55th ranking inside California does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Nord ranks 4,121 for wildfire risk (1 is highest) and 24,585 by building count (1 is largest). Within California alone, it ranks 715 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Nord's 87th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Nord (52.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Nord's 4,121-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Nord, see the exposure-zones guide.