Norco, LA
Norco, LA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Norco at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,209 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Norco's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Where Norco's buildings actually sit
96.4% of Norco's 2,209 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 1.7% Direct and 1.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Norco against the rest of the country
There's little gap between Norco's 44th national percentile and its 46th percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Norco ranks 17,546 for wildfire risk (1 is highest) and 6,911 by building count (1 is largest). Within Louisiana alone, it ranks 265 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Norco's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Norco (96.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,209 counted buildings into the percentiles shown above for Norco. For more on what indirect exposure implies beyond Norco, see the exposure-zones guide.