Norborne, MO
How exposed is Norborne to wildfire?
USFS's Wildfire Risk to Communities model puts Norborne at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 538 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Norborne's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Norborne's building exposure, zone by zone
Only 9.7% of Norborne's 538 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Norborne ranks
Norborne's 24th national percentile looks worse in isolation than its 8th ranking inside Missouri does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Norborne ranks 23,989 for wildfire risk (1 is highest) and 16,753 by building count (1 is largest). Within Missouri alone, it ranks 981 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Norborne and the insurance market
Norborne's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Norborne's 90.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Norborne's figures come from
The methodology guide shows exactly how USFS turned 538 counted buildings into the percentiles shown above for Norborne. The exposure-zones guide covers what Norborne's dominant minimal exposure actually means, with real examples from across the dataset.