Noonday, TX
Noonday, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Noonday lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 519 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Noonday at the 75th percentile, close to its 74th-percentile risk score.
Where Noonday's buildings actually sit
79.8% of Noonday's 519 buildings sit in USFS's Direct exposure zone, roughly 414 structures close enough to burnable vegetation for flame contact, not just embers — 20.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Noonday compares
Noonday's 74th national percentile looks worse in isolation than its 45th ranking inside Texas does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Noonday ranks 8,078 for wildfire risk (1 is highest) and 17,045 by building count (1 is largest). Within Texas alone, it ranks 996 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Noonday
Noonday's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Noonday's 79.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 519 counted buildings into the percentiles shown above for Noonday. For more on what direct exposure implies beyond Noonday, see the exposure-zones guide.