Noma, FL
Noma wildfire risk explained
USFS's Wildfire Risk to Communities model puts Noma at the 65th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 142 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Noma's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Where Noma's buildings actually sit
Of Noma's 142 counted buildings, 95.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Noma against the rest of the country
Noma's 65th national percentile looks worse in isolation than its 20th ranking inside Florida does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Noma ranks 10,928 for wildfire risk (1 is highest) and 27,194 by building count (1 is largest). Within Florida alone, it ranks 763 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Noma and the insurance market
Noma's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Noma
Noma's 95.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Noma's 10,928-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Noma, see the exposure-zones guide.