Nokomis, IL
Nokomis wildfire risk explained
USFS scores Nokomis at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,536 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Nokomis's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Nokomis's building exposure, zone by zone
Nokomis rates 93.3% Minimal exposure against just 6.7% Direct and 0% Indirect — of 1,536 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Nokomis ranks
Nokomis's 30th-percentile standing inside Illinois outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Nokomis ranks 29,807 for wildfire risk (1 is highest) and 9,006 by building count (1 is largest). Within Illinois alone, it ranks 1,011 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Nokomis's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Nokomis's 93.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,536 counted buildings into the percentiles shown above for Nokomis. For more on what minimal exposure implies beyond Nokomis, see the exposure-zones guide.