Nokomis, FL
How exposed is Nokomis to wildfire?
USFS scores Nokomis at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,102 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nokomis at the 76th percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
Nokomis rates 89.7% Minimal exposure against just 10.3% Direct and 0% Indirect — of 2,102 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Nokomis against the rest of the country
Nokomis ranks lower within Florida (41st percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Nokomis ranks 7,212 for wildfire risk (1 is highest) and 7,185 by building count (1 is largest). Within Florida alone, it ranks 564 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Nokomis's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 89.7% of Nokomis outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Nokomis's figures come from
Nokomis's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Nokomis's dominant minimal exposure actually means, with real examples from across the dataset.