Nocona, TX
Nocona wildfire risk explained
Out of every US place USFS scores, Nocona lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,892 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nocona at the 94th percentile, close to its 94th-percentile risk score.
Where Nocona's buildings actually sit
90.4% of Nocona's 1,892 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Nocona ranks
Nocona's risk sits at a similar level relative to Texas (93rd percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Nocona ranks 1,935 for wildfire risk (1 is highest) and 7,791 by building count (1 is largest). Within Texas alone, it ranks 125 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Nocona's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 90.4% of Nocona's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Nocona's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Nocona, see the exposure-zones guide.