Nocatee, FL
Nocatee wildfire risk explained
USFS scores Nocatee at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 7,460 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Nocatee's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Nocatee's building exposure, zone by zone
Most of Nocatee's buildings (52.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 7,460 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Nocatee ranks
Nocatee's 83rd national percentile looks worse in isolation than its 57th ranking inside Florida does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Nocatee ranks 5,384 for wildfire risk (1 is highest) and 2,289 by building count (1 is largest). Within Florida alone, it ranks 408 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Nocatee and the insurance market
At the 83rd percentile nationally, Nocatee carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Nocatee (52.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Nocatee's 5,384-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Nocatee, see the exposure-zones guide.