Noble, OK
How exposed is Noble to wildfire?
Out of every US place USFS scores, Noble lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,352 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Noble at the 86th percentile, close to its 86th-percentile risk score.
Noble's building exposure, zone by zone
Indirect exposure is dominant in Noble (54.9% of 3,352 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 45.1% sit in the Direct zone.
How Noble compares
Noble's 86th national percentile looks worse in isolation than its 33rd ranking inside Oklahoma does — this place is on the milder end for its own state, by 52 points. Among the 31,521 US communities USFS scores, Noble ranks 4,545 for wildfire risk (1 is highest) and 4,980 by building count (1 is largest). Within Oklahoma alone, it ranks 560 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Noble and the insurance market
At the 86th percentile nationally, Noble carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Noble
Noble's 54.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Noble's figures come from
The methodology guide shows exactly how USFS turned 3,352 counted buildings into the percentiles shown above for Noble. The exposure-zones guide covers what Noble's dominant indirect exposure actually means, with real examples from across the dataset.