Noble, IL
Noble, IL's wildfire risk, in USFS's own numbers
Noble sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 488 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Noble at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 79.9% of Noble's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Noble against the rest of the country
There's little gap between Noble's 1st national percentile and its 10th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Noble ranks 31,197 for wildfire risk (1 is highest) and 17,565 by building count (1 is largest). Within Illinois alone, it ranks 1,311 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Noble
Noble's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 79.9% of Noble outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 488 counted buildings into the percentiles shown above for Noble. For more on what minimal exposure implies beyond Noble, see the exposure-zones guide.