Noank, CT
Noank wildfire risk explained
USFS's Wildfire Risk to Communities model puts Noank at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 996 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Noank's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Noank (69.7% of 996 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 18.6% sit in the Direct zone.
Noank against the rest of the country
Noank's risk sits at a similar level relative to Connecticut (2nd percentile statewide) as it does nationally (15th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Noank ranks 26,779 for wildfire risk (1 is highest) and 11,962 by building count (1 is largest). Within Connecticut alone, it ranks 210 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
At the 15th national percentile, Noank rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Noank's 69.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Noank's figures come from
Noank's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Noank's dominant indirect exposure actually means, with real examples from across the dataset.