Nixburg, AL
Nixburg wildfire risk explained
Nixburg sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 256 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Nixburg's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Nixburg: 100% of its 256 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Nixburg compares
Nixburg scores 87th nationally and 93rd within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Nixburg ranks 3,957 for wildfire risk (1 is highest) and 22,930 by building count (1 is largest). Within Alabama alone, it ranks 45 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Nixburg and the insurance market
At the 87th percentile nationally, Nixburg carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Nixburg
Because Direct exposure dominates in Nixburg (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Nixburg's figures come from
Nixburg's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Nixburg's dominant direct exposure actually means, with real examples from across the dataset.