Ninnekah, OK
Ninnekah wildfire risk explained
Ninnekah sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 972 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ninnekah's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
What "at risk" means for the buildings here
88.6% of Ninnekah's 972 buildings sit in USFS's Direct exposure zone, roughly 861 structures close enough to burnable vegetation for flame contact, not just embers — 8.7% fall in the Indirect, ember-only zone and 2.7% are Minimal.
How Ninnekah compares
Ninnekah's 90th national percentile looks worse in isolation than its 47th ranking inside Oklahoma does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Ninnekah ranks 3,154 for wildfire risk (1 is highest) and 12,136 by building count (1 is largest). Within Oklahoma alone, it ranks 438 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Ninnekah's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ninnekah
Because Direct exposure dominates in Ninnekah (88.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Ninnekah's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Ninnekah, see the exposure-zones guide.