Nicut, OK
How exposed is Nicut to wildfire?
USFS scores Nicut at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 255 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Nicut at the 95th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Nicut's building exposure, zone by zone
100% of Nicut's 255 buildings sit in USFS's Direct exposure zone, roughly 255 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Nicut against the rest of the country
Inside Oklahoma, Nicut sits at just the 61st percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Nicut ranks 2,373 for wildfire risk (1 is highest) and 22,990 by building count (1 is largest). Within Oklahoma alone, it ranks 327 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Nicut carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Nicut in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Nicut's figures come from
Nicut's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Nicut's dominant direct exposure actually means, with real examples from across the dataset.