Nicholasville, KY
How exposed is Nicholasville to wildfire?
Nicholasville's 11,674 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Nicholasville at the 35th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Nicholasville's buildings actually sit
77% of Nicholasville's 11,674 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 23% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 11,674 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Nicholasville compares
Nicholasville's 60th-percentile standing inside Kentucky outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Nicholasville ranks 21,390 for wildfire risk (1 is highest) and 1,344 by building count (1 is largest). Within Kentucky alone, it ranks 223 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Nicholasville
Nicholasville's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Nicholasville's 77% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Nicholasville's 21,390-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Nicholasville, see the exposure-zones guide.