Niagara University, NY
Niagara University wildfire risk explained
Out of every US place USFS scores, Niagara University lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 87 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Niagara University at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Niagara University's building exposure, zone by zone
Niagara University rates 92% Minimal exposure against just 8.1% Direct and 0% Indirect — of 87 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Niagara University ranks
There's little gap between Niagara University's 1st national percentile and its 0th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Niagara University ranks 31,083 for wildfire risk (1 is highest) and 29,623 by building count (1 is largest). Within New York alone, it ranks 1,288 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Niagara University
Niagara University's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 92% of Niagara University outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Niagara University's figures come from
The methodology guide shows exactly how USFS turned 87 counted buildings into the percentiles shown above for Niagara University. The exposure-zones guide covers what Niagara University's dominant minimal exposure actually means, with real examples from across the dataset.