Niagara Falls, NY
Niagara Falls, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Niagara Falls lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 24,309 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Niagara Falls at the 3rd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Niagara Falls rates 97.3% Minimal exposure against just 2.7% Direct and 0% Indirect — of 24,309 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 24,309 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Niagara Falls ranks
There's little gap between Niagara Falls's 2nd national percentile and its 1st percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Niagara Falls ranks 30,772 for wildfire risk (1 is highest) and 525 by building count (1 is largest). Within New York alone, it ranks 1,281 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Niagara Falls
Niagara Falls's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Niagara Falls
Niagara Falls's 97.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Niagara Falls's figures come from
Every one of the two percentiles behind Niagara Falls's 30,772-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Niagara Falls's dominant minimal exposure actually means, with real examples from across the dataset.