Newtown, IN
How exposed is Newtown to wildfire?
Out of every US place USFS scores, Newtown lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 185 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Newtown at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 71.4% of Newtown's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 28.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Newtown against the rest of the country
There's little gap between Newtown's 1st national percentile and its 5th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Newtown ranks 31,306 for wildfire risk (1 is highest) and 25,414 by building count (1 is largest). Within Indiana alone, it ranks 926 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Newtown's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Newtown
Even with 71.4% of Newtown outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Newtown's 31,306-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Newtown, see the exposure-zones guide.