Newfoundland, NJ
Newfoundland wildfire risk explained
Out of every US place USFS scores, Newfoundland lands at the 46th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 559 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Newfoundland at the 45th percentile, close to its 46th-percentile risk score.
What "at risk" means for the buildings here
Of Newfoundland's 559 counted buildings, 87.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Newfoundland compares
Newfoundland's risk sits at a similar level relative to New Jersey (51st percentile statewide) as it does nationally (46th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Newfoundland ranks 17,120 for wildfire risk (1 is highest) and 16,426 by building count (1 is largest). Within New Jersey alone, it ranks 349 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Newfoundland and the insurance market
At the 46th national percentile, Newfoundland rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Newfoundland
Newfoundland's 87.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Newfoundland's figures come from
Newfoundland's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Newfoundland's dominant direct exposure actually means, with real examples from across the dataset.