Newfolden, MN
How exposed is Newfolden to wildfire?
USFS's Wildfire Risk to Communities model puts Newfolden at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 294 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Newfolden's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
What "at risk" means for the buildings here
294 buildings are counted in Newfolden, and 74.2% of them are Indirect exposure — ember-driven risk rather than the 25.9% in Direct exposure or the 0% rated Minimal.
Where Newfolden ranks
Newfolden's risk sits at a similar level relative to Minnesota (99th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Newfolden ranks 4,323 for wildfire risk (1 is highest) and 21,791 by building count (1 is largest). Within Minnesota alone, it ranks 12 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 86th percentile nationally, Newfolden carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Newfolden's 74.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Newfolden's figures come from
Newfolden's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Newfolden's dominant indirect exposure actually means, with real examples from across the dataset.