Newburgh, IN
Newburgh wildfire risk explained
Newburgh sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,668 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Newburgh's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Newburgh's buildings actually sit
USFS classifies 65.5% of Newburgh's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 34.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Newburgh against the rest of the country
Within Indiana, Newburgh ranks higher (76th percentile) than it does nationally (19th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Newburgh ranks 25,555 for wildfire risk (1 is highest) and 8,528 by building count (1 is largest). Within Indiana alone, it ranks 231 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Newburgh's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 65.5% of buildings rated Minimal exposure, Newburgh gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Newburgh's figures come from
The methodology guide shows exactly how USFS turned 1,668 counted buildings into the percentiles shown above for Newburgh. The exposure-zones guide covers what Newburgh's dominant minimal exposure actually means, with real examples from across the dataset.