Newberry, FL
How exposed is Newberry to wildfire?
USFS's Wildfire Risk to Communities model puts Newberry at the 80th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,324 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Newberry's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Newberry's building exposure, zone by zone
Direct exposure dominates in Newberry: 68.6% of its 3,324 buildings, versus 31.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Newberry compares
Newberry ranks lower within Florida (47th percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Newberry ranks 6,424 for wildfire risk (1 is highest) and 5,011 by building count (1 is largest). Within Florida alone, it ranks 508 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Newberry's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 68.6% of Newberry in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Newberry's figures come from
Every one of the two percentiles behind Newberry's 6,424-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Newberry's dominant direct exposure actually means, with real examples from across the dataset.