Newbern, IN
How exposed is Newbern to wildfire?
USFS's Wildfire Risk to Communities model puts Newbern at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 176 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Newbern's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Newbern's building exposure, zone by zone
Direct exposure dominates in Newbern: 71% of its 176 buildings, versus 0% Indirect and 29% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Newbern compares
Newbern's 73rd-percentile standing inside Indiana outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Newbern ranks 26,124 for wildfire risk (1 is highest) and 25,777 by building count (1 is largest). Within Indiana alone, it ranks 268 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Newbern
Newbern's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Newbern (71%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Newbern's figures come from
Newbern's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Newbern's dominant direct exposure actually means, with real examples from across the dataset.