Newark, TX
How exposed is Newark to wildfire?
Out of every US place USFS scores, Newark lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 591 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Newark at the 87th percentile, close to its 86th-percentile risk score.
Where Newark's buildings actually sit
591 buildings are counted in Newark, and 65.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Newark compares
There's little gap between Newark's 86th national percentile and its 76th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Newark ranks 4,360 for wildfire risk (1 is highest) and 15,956 by building count (1 is largest). Within Texas alone, it ranks 432 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Newark and the insurance market
Newark's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Newark's 65.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Newark's figures come from
The methodology guide shows exactly how USFS turned 591 counted buildings into the percentiles shown above for Newark. The exposure-zones guide covers what Newark's dominant direct exposure actually means, with real examples from across the dataset.