New Waterford, OH
New Waterford wildfire risk explained
New Waterford's 659 buildings earn a 36th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Waterford at the 35th percentile, close to its 36th-percentile risk score.
What "at risk" means for the buildings here
Of New Waterford's 659 counted buildings, 58.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where New Waterford ranks
Within Ohio, New Waterford ranks higher (79th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, New Waterford ranks 20,242 for wildfire risk (1 is highest) and 15,081 by building count (1 is largest). Within Ohio alone, it ranks 271 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
New Waterford and the insurance market
New Waterford's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in New Waterford (58.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
New Waterford's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond New Waterford, see the exposure-zones guide.