New Union, TN
New Union wildfire risk explained
Out of every US place USFS scores, New Union lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 953 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Union at the 44th percentile, close to its 41st-percentile risk score.
Where New Union's buildings actually sit
Direct exposure dominates in New Union: 74.5% of its 953 buildings, versus 25.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
New Union against the rest of the country
New Union scores 41st nationally and 30th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, New Union ranks 18,546 for wildfire risk (1 is highest) and 12,290 by building count (1 is largest). Within Tennessee alone, it ranks 350 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in New Union
New Union's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in New Union (74.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where New Union's figures come from
The methodology guide shows exactly how USFS turned 953 counted buildings into the percentiles shown above for New Union. The exposure-zones guide covers what New Union's dominant direct exposure actually means, with real examples from across the dataset.