New Ulm, TX
New Ulm, TX's wildfire risk, in USFS's own numbers
USFS scores New Ulm at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 459 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Ulm at the 60th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
New Ulm's building exposure, zone by zone
Of New Ulm's 459 counted buildings, 78.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How New Ulm compares
Inside Texas, New Ulm sits at just the 13th percentile even though it scores 59th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, New Ulm ranks 12,907 for wildfire risk (1 is highest) and 18,091 by building count (1 is largest). Within Texas alone, it ranks 1,564 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
New Ulm's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
New Ulm's 78.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where New Ulm's figures come from
The methodology guide shows exactly how USFS turned 459 counted buildings into the percentiles shown above for New Ulm. The exposure-zones guide covers what New Ulm's dominant direct exposure actually means, with real examples from across the dataset.