New Troy, MI
How exposed is New Troy to wildfire?
USFS scores New Troy at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 368 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Troy at the 13th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where New Troy's buildings actually sit
368 buildings are counted in New Troy, and 73.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
New Troy against the rest of the country
Within Michigan, New Troy ranks higher (47th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, New Troy ranks 27,263 for wildfire risk (1 is highest) and 19,904 by building count (1 is largest). Within Michigan alone, it ranks 396 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in New Troy
At the 14th national percentile, New Troy rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
New Troy's 73.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
New Troy's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond New Troy, see the exposure-zones guide.