New Smyrna Beach, FL
New Smyrna Beach, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts New Smyrna Beach at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 14,420 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Smyrna Beach's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in New Smyrna Beach (48.9% of 14,420 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 27.2% sit in the Direct zone. At 14,420 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
New Smyrna Beach against the rest of the country
New Smyrna Beach's risk sits at a similar level relative to Florida (87th percentile statewide) as it does nationally (93rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, New Smyrna Beach ranks 2,327 for wildfire risk (1 is highest) and 1,040 by building count (1 is largest). Within Florida alone, it ranks 130 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in New Smyrna Beach
New Smyrna Beach's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in New Smyrna Beach (48.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
New Smyrna Beach's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond New Smyrna Beach, see the exposure-zones guide.