New Rochelle, NY
New Rochelle, NY's wildfire risk, in USFS's own numbers
New Rochelle's 14,496 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Rochelle at the 32nd percentile, close to its 31st-percentile risk score.
New Rochelle's building exposure, zone by zone
Only 18.3% of New Rochelle's 14,496 buildings carry Direct exposure and 0% carry Indirect; the remaining 81.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 14,496 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where New Rochelle ranks
New Rochelle's 65th-percentile standing inside New York outpaces its 31st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, New Rochelle ranks 21,911 for wildfire risk (1 is highest) and 1,034 by building count (1 is largest). Within New York alone, it ranks 448 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
New Rochelle's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in New Rochelle
With 81.7% of buildings rated Minimal exposure, New Rochelle gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 14,496 counted buildings into the percentiles shown above for New Rochelle. For more on what minimal exposure implies beyond New Rochelle, see the exposure-zones guide.