New Richmond, OH
How exposed is New Richmond to wildfire?
USFS's Wildfire Risk to Communities model puts New Richmond at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,360 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Richmond at the 22nd percentile, close to its 21st-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in New Richmond: 62.4% of its 1,360 buildings, versus 37.4% Indirect and 0.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where New Richmond ranks
Compare New Richmond's two percentiles: 51st within Ohio, only 21st nationally — a gap of 31 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, New Richmond ranks 25,001 for wildfire risk (1 is highest) and 9,786 by building count (1 is largest). Within Ohio alone, it ranks 616 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
New Richmond's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in New Richmond
Because Direct exposure dominates in New Richmond (62.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where New Richmond's figures come from
The methodology guide shows exactly how USFS turned 1,360 counted buildings into the percentiles shown above for New Richmond. The exposure-zones guide covers what New Richmond's dominant direct exposure actually means, with real examples from across the dataset.