New Richmond, IN
New Richmond wildfire risk explained
USFS's Wildfire Risk to Communities model puts New Richmond at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 262 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Richmond at the 2nd percentile, close to its 2nd-percentile risk score.
Where New Richmond's buildings actually sit
75.6% of New Richmond's 262 buildings sit in USFS's Minimal exposure zone, with only 24.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How New Richmond compares
New Richmond's risk sits at a similar level relative to Indiana (17th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, New Richmond ranks 30,761 for wildfire risk (1 is highest) and 22,769 by building count (1 is largest). Within Indiana alone, it ranks 801 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
New Richmond and the insurance market
New Richmond's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in New Richmond
New Richmond's 75.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where New Richmond's figures come from
The methodology guide shows exactly how USFS turned 262 counted buildings into the percentiles shown above for New Richmond. The exposure-zones guide covers what New Richmond's dominant minimal exposure actually means, with real examples from across the dataset.