New Providence, NJ
New Providence wildfire risk explained
USFS's Wildfire Risk to Communities model puts New Providence at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 4,244 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Providence at the 32nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
New Providence's building exposure, zone by zone
Direct exposure dominates in New Providence: 65.4% of its 4,244 buildings, versus 12% Indirect and 22.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where New Providence ranks
New Providence scores 33rd nationally and 30th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, New Providence ranks 21,277 for wildfire risk (1 is highest) and 4,023 by building count (1 is largest). Within New Jersey alone, it ranks 493 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
New Providence and the insurance market
At the 33rd national percentile, New Providence rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in New Providence (65.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,244 counted buildings into the percentiles shown above for New Providence. For more on what direct exposure implies beyond New Providence, see the exposure-zones guide.