New Port Richey, FL
How exposed is New Port Richey to wildfire?
USFS scores New Port Richey at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 6,926 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Port Richey's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
New Port Richey's building exposure, zone by zone
96.4% of New Port Richey's 6,926 buildings sit in USFS's Minimal exposure zone, with only 2.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 6,926 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
New Port Richey against the rest of the country
New Port Richey's 77th national percentile looks worse in isolation than its 41st ranking inside Florida does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, New Port Richey ranks 7,180 for wildfire risk (1 is highest) and 2,501 by building count (1 is largest). Within Florida alone, it ranks 561 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in New Port Richey
At the 77th percentile nationally, New Port Richey carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 96.4% of New Port Richey outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,926 counted buildings into the percentiles shown above for New Port Richey. For more on what minimal exposure implies beyond New Port Richey, see the exposure-zones guide.