New Point, IN
New Point, IN's wildfire risk, in USFS's own numbers
USFS scores New Point at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 243 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Point's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 72.4% of New Point's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 27.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where New Point ranks
Within Indiana, New Point ranks higher (56th percentile) than it does nationally (10th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, New Point ranks 28,329 for wildfire risk (1 is highest) and 23,357 by building count (1 is largest). Within Indiana alone, it ranks 422 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
New Point's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 72.4% of buildings rated Minimal exposure, New Point gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind New Point's 28,329-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond New Point, see the exposure-zones guide.