New Pine Creek, CA
How exposed is New Pine Creek to wildfire?
Out of every US place USFS scores, New Pine Creek lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 138 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Pine Creek at the 92nd percentile, close to its 94th-percentile risk score.
What "at risk" means for the buildings here
91.3% of New Pine Creek's 138 buildings sit in USFS's Direct exposure zone, roughly 126 structures close enough to burnable vegetation for flame contact, not just embers — 8.7% fall in the Indirect, ember-only zone and 0% are Minimal.
New Pine Creek against the rest of the country
Inside California, New Pine Creek sits at just the 72nd percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, New Pine Creek ranks 1,849 for wildfire risk (1 is highest) and 27,356 by building count (1 is largest). Within California alone, it ranks 450 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
New Pine Creek's 94th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
New Pine Creek's 91.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where New Pine Creek's figures come from
Every one of the two percentiles behind New Pine Creek's 1,849-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what New Pine Creek's dominant direct exposure actually means, with real examples from across the dataset.