New Morgan, PA
How exposed is New Morgan to wildfire?
New Morgan sits at the 20th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 54 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Morgan's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Where New Morgan's buildings actually sit
USFS classifies 63% of New Morgan's buildings as Direct exposure, higher than its 37% Indirect share and far above its 0% Minimal share — a profile where 34 structures sit close enough to vegetation that lot clearing matters most.
New Morgan against the rest of the country
There's little gap between New Morgan's 20th national percentile and its 21st percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, New Morgan ranks 25,315 for wildfire risk (1 is highest) and 30,833 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,568 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
New Morgan and the insurance market
New Morgan's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in New Morgan
New Morgan's 63% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind New Morgan's 25,315-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond New Morgan, see the exposure-zones guide.