New Miami, OH
New Miami, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts New Miami at the 19th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,176 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Miami at the 21st percentile, close to its 19th-percentile risk score.
Where New Miami's buildings actually sit
Indirect exposure is dominant in New Miami (90.2% of 1,176 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 9.8% sit in the Direct zone.
New Miami against the rest of the country
Compare New Miami's two percentiles: 49th within Ohio, only 19th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, New Miami ranks 25,569 for wildfire risk (1 is highest) and 10,789 by building count (1 is largest). Within Ohio alone, it ranks 643 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
New Miami's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in New Miami (90.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where New Miami's figures come from
Every one of the two percentiles behind New Miami's 25,569-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what New Miami's dominant indirect exposure actually means, with real examples from across the dataset.