New Miami Colony, MT
How exposed is New Miami Colony to wildfire?
USFS scores New Miami Colony at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 56 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Miami Colony at the 54th percentile, close to its 54th-percentile risk score.
Where New Miami Colony's buildings actually sit
USFS puts 80.4% of New Miami Colony's 56 buildings in the Indirect exposure zone, versus 19.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How New Miami Colony compares
Inside Montana, New Miami Colony sits at just the 17th percentile even though it scores 54th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, New Miami Colony ranks 14,593 for wildfire risk (1 is highest) and 30,772 by building count (1 is largest). Within Montana alone, it ranks 395 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in New Miami Colony
At the 54th national percentile, New Miami Colony rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
New Miami Colony's 80.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind New Miami Colony's 14,593-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond New Miami Colony, see the exposure-zones guide.