New Lothrop, MI
New Lothrop wildfire risk explained
New Lothrop sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 350 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Lothrop's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Where New Lothrop's buildings actually sit
USFS classifies 77.1% of New Lothrop's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 22.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How New Lothrop compares
New Lothrop's risk sits at a similar level relative to Michigan (4th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, New Lothrop ranks 30,742 for wildfire risk (1 is highest) and 20,309 by building count (1 is largest). Within Michigan alone, it ranks 716 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in New Lothrop
New Lothrop's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
New Lothrop's 77.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where New Lothrop's figures come from
The methodology guide shows exactly how USFS turned 350 counted buildings into the percentiles shown above for New Lothrop. The exposure-zones guide covers what New Lothrop's dominant minimal exposure actually means, with real examples from across the dataset.