New London, CT
How exposed is New London to wildfire?
USFS's Wildfire Risk to Communities model puts New London at the 16th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 7,252 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New London's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
New London's building exposure, zone by zone
USFS classifies 88.8% of New London's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.1% Direct and 8.2% Indirect — a landscape-level risk rather than a building-by-building one. At 7,252 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
New London against the rest of the country
New London scores 16th nationally and 4th within Connecticut — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, New London ranks 26,369 for wildfire risk (1 is highest) and 2,362 by building count (1 is largest). Within Connecticut alone, it ranks 206 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Shopping for coverage in New London
New London's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 88.8% of New London outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
New London's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond New London, see the exposure-zones guide.