New Lebanon, PA
New Lebanon wildfire risk explained
New Lebanon sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 143 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Lebanon at the 37th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where New Lebanon's buildings actually sit
76.2% of New Lebanon's 143 buildings sit in USFS's Direct exposure zone, roughly 109 structures close enough to burnable vegetation for flame contact, not just embers — 23.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How New Lebanon compares
New Lebanon's 52nd-percentile standing inside Pennsylvania outpaces its 36th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, New Lebanon ranks 20,248 for wildfire risk (1 is highest) and 27,178 by building count (1 is largest). Within Pennsylvania alone, it ranks 960 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
New Lebanon's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
New Lebanon's 76.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where New Lebanon's figures come from
The methodology guide shows exactly how USFS turned 143 counted buildings into the percentiles shown above for New Lebanon. The exposure-zones guide covers what New Lebanon's dominant direct exposure actually means, with real examples from across the dataset.